bills & payments

Bill reminders that land where you'll see them

Late fees are the most avoidable money you'll ever lose — a credit card late fee can cost more than a whole year of reminders. The problem was never knowing the due date; it's that the due date lives in an email you didn't open.

Put it in WhatsApp instead. Text Poko each bill once, and get a message before every due date, every month, automatically.

Set up a month of bills in two minutes

Rent, EMI, credit card, electricity, school fees — text each one with its date. “Every month” makes it recurring, and Poko keeps the schedule from then on.

A useful trick: set the reminder 2–3 days before the actual due date, so you have time to act — “credit card bill on the 12th” for a card due on the 15th.

pay rent every month on the 1st at 10amcredit card bill every month on the 12thelectricity bill every month on the 5th

Why WhatsApp beats bank alerts and calendar apps

Bank SMS alerts arrive after you've been charged, and calendar notifications are a swipe away from oblivion. A WhatsApp message sits in the same inbox as your family and friends — the one place you check without being asked to.

There's also nothing to configure: no app permissions, no notification settings to fight, no account linking your financial data. Poko only knows what you told him — “pay rent” — not your bank details.

Adjust as life changes

Paid early? Ignore the reminder or snooze it. EMI finished? “cancel 3” and it's gone. Moved your rent date? Just tell Poko the new one. Everything is managed in chat, in plain words.

listcancel 3pay rent every month on the 3rd instead

Questions, answered

Can I get a reminder before the due date, not on it?
Yes — just set the reminder for an earlier day, like “credit card bill every month on the 12th” for a bill due on the 15th.
Does Pokobot connect to my bank account?
No, and that's deliberate. Poko only knows the words you texted him. He reminds you to pay; you pay wherever you normally do.
Can I set yearly reminders, like insurance renewal?
Yes — “car insurance renewal every year on March 10th” works exactly like a monthly bill.
What happens to my reminders if I change my phone?
Nothing — reminders are tied to your WhatsApp number, not your device. New phone, same number, same reminders.

Your last late fee has already happened.

Text Poko your due dates once — he handles every month after.

Chat with Poko on WhatsApp